Security First Financial BBB Business Review

Financial Planning

Bring our professionals to your financial planning

We offer a comprehensive, full range of financial planning services--all designed to help you reach your retirement goals. Whether you're looking for a small tweak or complete overhaul, we have you covered. Whatever your situation and the challenges you face, we may have the solutions to help. We offer financial planning for individuals and families, as well as small, medium, and large businesses.

Our approach
We leave no stone unturned when we take you on as a client. Depending on your needs, we'll perform any or all of the following:

  • Third party analysis of your current investments, including risk assessments
  • Thorough analysis of your financial plan's strengths and weaknesses
  • Competitive analysis of strategies that could help improve your financial plan and outcome 

This work culminates in our major deliverable: a detailed action plan that puts you on the road to potentially achieving both your short and long-term financial goals. We offer prospective clients this service as a complimentary no cost, no obligation way for them to get to know us as a Firm and learn how we may be able to improve their financial horizon.

Options for conservative investors
Many of our risk averse clients desire guarantees on money they have set aside for their retirement income needs. To these clients, we offer retirement income planning fixed annuities that have a guaranteed fixed rate of growth during the pre-retirement accumulation years, and then during the post-retirement distribution years the client receives guaranteed monthly income for life. Clients sleep well at night knowing ahead of time what their retirement income will be.*

Guarantees on some of the products we offer our clients include the following:

  • Guaranteed monthly retirement income for life                
  • Guaranteed tax advantaged legacies to beneficiaries                
  • Guaranteed monthly income for long-term care needs
  • Guarantees protecting assets from market risk while providing tax advantaged yields

Many of our clients discovered that the advisor who got them to retirement, is often lacking the specialized skill set that will get them through retirement safely and with guarantees. They have since hired us to assist them.

*Guarantees are based on the claims paying ability of the insurance company. Fixed annuities do not participate directly in any stock or equity investments.
Annuities are designed to be long-term investments and frequently involve substantial charges such as administrative fees, annual contract fees, mortality and risk expense charges and surrender charges. Early withdrawals may impact annuity cash values and death benefits. Taxes are payable upon withdrawal of funds. An additional 10% IRS penalty may apply to withdrawals prior to age 59 1/2, depending on the circumstances. Annuities are not guaranteed by FDIC or any other governmental agency and are not deposits or other obligations of, or guaranteed or endorsed by any bank or savings association.

Investment advice
Investors looking for advice on where to invest their money generally seek advice from one of two sources, a stockbroker or an investment advisor representative. Many investors are unaware of the huge differences that exists between them, and the advice they are likely to receive from each. Investment advisor representatives have a fiduciary duty to act in the best interest of their clients at all times, whereas stockbrokers are not bound by this duty. They are subject to different legal obligations to the client for performing the same services.

At Security First Financial, clients work with an investment advisor representative offering professional money management through money management Firms throughout the United States. We offer families and businesses solutions to their financial concerns by providing investment advice and strategies that can potentially result in financial clarity and security for our clients. The advice we offer is always in our client's best interest.                     

Check us out 
Call us to schedule your complimentary financial analysis and get to know the team that's committed to your financial success. We look forward to meeting with you.

To contact us click here.

To check us out with the Better Business Bureau click on the link below.

Security First Financial BBB Business Review